April 2025 OAS Payment: As of April 2025, eligible Canadian seniors may receive up to $2,250 in monthly payments under the Old Age Security (OAS) program, including the Guaranteed Income Supplement (GIS) and, in some cases, Allowance or Allowance for the Survivor. This significant support aims to provide financial relief for older Canadians on low or fixed incomes.
Whether you’re approaching retirement or already receiving benefits, understanding the eligibility criteria, payment breakdown, and application process is key to maximizing your entitlements. Here’s your full guide to the April 2025 OAS payment.
April 2025 OAS Payment
| Detail | Description |
|---|---|
| Maximum Payment | Up to $2,250/month (combined OAS, GIS, and Allowance components) |
| Eligibility | Age 65+, legal resident, income-tested for GIS/Allowance |
| Payment Date | Monday, April 28, 2025 |
| OAS Base Amount | Up to $800.44/month (for 75+) |
| GIS Maximum | Up to $1,086.88/month (for singles) |
| Allowance | Up to $1,381.90/month |
| Official Link | Canada.ca OAS Payments |
The April 2025 OAS payment of up to $2,250 represents a crucial financial boost for seniors across Canada—especially those with little or no other income. If you meet the eligibility criteria, it’s important to ensure your information with Service Canada is up to date and that you’re receiving all the benefits you’re entitled to. With automatic deposit and indexed benefits, OAS remains a reliable source of income in retirement.
What is the Old Age Security (OAS) Program?
The OAS is a monthly pension paid to eligible seniors in Canada. Unlike the Canada Pension Plan (CPP), which is contribution-based, OAS is funded through general tax revenues and is available to most seniors aged 65 or older, provided they meet specific residency and legal status criteria.
OAS Components:
- OAS Pension: The base pension available to eligible seniors.
- Guaranteed Income Supplement (GIS): Additional monthly support for low-income seniors.
- Allowance: For low-income individuals aged 60–64 whose spouse/common-law partner receives GIS.
- Allowance for the Survivor: For low-income individuals aged 60–64 who are widowed and haven’t remarried.
Eligibility Criteria for April 2025 OAS Payments
To receive the OAS pension:
- You must be 65 years or older.
- Must be a Canadian citizen or legal resident.
- Must have lived in Canada for at least 10 years since turning 18.
To qualify for GIS:
- You must already receive the OAS pension.
- Your income must be below specific thresholds:
- Single seniors: Annual income below $22,056.
- Couples (both receiving OAS): Combined annual income below $29,136.
Allowance eligibility:
- Aged 60 to 64.
- Your spouse or common-law partner receives GIS.
- Low household income within threshold limits.
Allowance for the Survivor:
- Aged 60 to 64.
- Widowed, not remarried or in a new common-law relationship.
- Meet income and residency requirements.
How Much OAS Payment Will You Get? – April to June 2025 Rates
The payment amount varies depending on your age, income, and marital status. Here are the maximum monthly payments:
Old Age Security (OAS) Pension
- Ages 65–74: Up to $727.67/month
- Ages 75+: Up to $800.44/month
Guaranteed Income Supplement (GIS)
- Single seniors: Up to $1,086.88/month
- Married/common-law (both receive OAS): Up to $654.23/month per person
Allowance
- Up to $1,381.90/month
Allowance for the Survivor
- Up to $1,647.34/month
April 2025 OAS Payment Date
The OAS and GIS payments for April 2025 will be issued on Monday, April 28, 2025. If you are enrolled for direct deposit, the funds will be available in your bank account that day. For those receiving a cheque, additional time may be needed for mail delivery.
You can view all benefit payment dates for 2025 on the Government of Canada Payment Calendar.
How to Apply for OAS, GIS, and Allowance?
Most eligible individuals are automatically enrolled in OAS at age 65. However, if you are not automatically registered, you should apply six months before your 65th birthday.
Application Process:
- Visit the Service Canada website.
- Use your My Service Canada Account (MSCA) to apply online.
- Alternatively, you can complete a paper application and mail it.
Tax Information and Indexation
- OAS is taxable: You may need to pay income tax on your OAS pension.
- GIS and Allowance payments are non-taxable.
- Quarterly Adjustments: Payments are reviewed every 3 months based on the Consumer Price Index (CPI). For April–June 2025, rates remain unchanged from the previous quarter.
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FAQs on April 2025 OAS Payment
1. What if I miss my April 2025 payment?
Check your My Service Canada Account to confirm payment status or contact Service Canada at 1-800-277-9914.
2. Can I still apply for GIS if I didn’t qualify last year?
Yes. You can apply anytime if your income changes. Make sure to report your current income.
3. Are OAS payments affected by CPP or private pensions?
No, but these sources affect GIS eligibility since GIS is income-tested.
4. Will I get the full $2,250 amount?
Only if you’re eligible for OAS, the maximum GIS, and either Allowance or Allowance for the Survivor. Most people receive less based on their income level.
5. Can newcomers to Canada receive OAS?
Yes, if they meet the 10-year residency rule. With international social security agreements, some time spent in other countries may count.
