Big GST Boost Coming in 2025: Canadians receiving the GST/HST credit can expect a welcome financial boost in 2025. With rising living costs and increased inflation pressure, the federal government has announced enhanced GST/HST credit payments to provide targeted relief to low- and modest-income individuals and families. This extra cash can help with everyday essentials like groceries, transportation, and utilities—especially for households feeling the pinch.
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a tax-free quarterly benefit designed to offset the cost of sales tax for eligible Canadians. And in 2025, these credits will be more generous and easier to access than ever before.
Big GST Boost Coming in 2025
| Feature | Details |
|---|---|
| Boosted GST Credit | Increased amounts for 2025 to support low/modest-income Canadians |
| Quarterly Payment Dates | January 3, April 4, July 4, October 3, 2025 |
| Eligibility | Based on 2023 income tax return; no separate application required |
| Max Annual Credit (2024-25 period) | $519 (single), $680 (couple), $179 per child |
| Payment Method | Direct deposit or mailed cheque from CRA |
| More Info | CRA GST/HST Credit |
The Canada GST/HST credit remains a powerful tool to support Canadians with modest incomes—and 2025 will see it become even more valuable. With automatic eligibility through your tax return, quarterly payments that arrive reliably, and increased credit amounts, the program continues to be a financial lifeline for millions.
Whether you’re a student, a single parent, a retiree, or simply working to make ends meet, this credit is money in your pocket that can help lighten your tax load and stretch your budget further.
Be sure to file your taxes, keep your info up to date, and check your CRA account regularly so you don’t miss a cent!
What Is the GST/HST Credit and Why Is It Important?
The GST/HST credit is a financial support program run by the Canada Revenue Agency (CRA) to help Canadians who earn a modest income cope with the additional costs of sales tax. While GST/HST is included in most goods and services, not everyone can comfortably absorb that added cost—especially families on tight budgets, students, seniors, or individuals relying on government income support.
By offering tax-free payments every quarter, the government puts money directly back into the pockets of those who need it most.
“This program is essential for income equity,” says economist David Grantham. “It ensures that consumption taxes don’t disproportionately burden those least able to afford them.”
Who Is Eligible for the GST/HST Credit in 2025?
You may be eligible for the credit if you meet the following conditions:
- You are a Canadian resident for income tax purposes.
- You are 19 years or older, or you have (or had) a spouse or common-law partner, or are (or were) a parent living with your child.
- Your net family income is below a certain threshold, which varies depending on your household size and composition.
The CRA automatically determines eligibility when you file your annual income tax return—no separate application is needed. If you don’t file taxes, you won’t receive the credit.
How Much Can You Expect to Receive?
For the payment period July 2024 to June 2025, based on your 2023 tax return, the maximum annual GST/HST credit is:
- $519 – for a single person
- $680 – for married or common-law couples
- $179 – per child under 19
Example Calculation
Let’s say you’re a single parent with two children and your net income is within the eligible range. You could receive:
- $519 (base amount for you)
- $179 x 2 = $358 (for two children)
- Total: $877 per year, paid in four quarterly installments of about $219.25.
- The actual amount may be lower depending on your income level.
2025 GST/HST Credit Payment Dates
Make sure to mark your calendar for these dates:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
If the payment date falls on a weekend or public holiday, it will be issued on the previous business day. Most recipients get their credit via direct deposit, but paper cheques are also an option.
Ensure You Don’t Miss Your GST/HST Credit
To receive your credit without delays or issues, follow these steps:
1. File Your Taxes On Time
Even if you had no income, it’s essential to file your tax return annually to be considered for this and other benefits.
2. Keep Your Personal Info Updated
Log into your CRA My Account and ensure your marital status, number of dependents, address, and banking details are accurate.
3. Monitor Your CRA Correspondence
The CRA will notify you of your credit amount and dates through mail or your online CRA account. Make sure you check these regularly.
Unpacking Canada’s GST Increase for 2025—Who fits and How Much You’ll Get
Canada’s $498 April Housing Benefit: How to Apply and Who Qualifies
Claim Your $498 Canada Housing Benefit This April—Here’s How to Apply Fast
Apply for the GST Credit (Spoiler: You Don’t!)
There’s no separate application for the GST/HST credit. The CRA will assess your eligibility automatically when you file your tax return. If you’re new to Canada or filing for the first time, you may need to fill out Form RC151 – GST/HST Credit Application for Individuals Who Become Residents of Canada.
What If You Think You Should Have Gotten It?
Sometimes, you may be eligible but not receive the credit due to a missing tax return or out-of-date information. Here’s what to do:
- Check your CRA My Account or call 1-800-387-1193
- Re-file or adjust your tax return if needed
- Update any relevant personal info with the CRA
Additional Government Benefits That May Be Combined
The GST/HST credit often comes alongside other supports:
- Canada Child Benefit (CCB) – For families with children under 18
- Climate Action Incentive – For eligible residents in provinces with federal carbon pricing
- Provincial Sales Tax Credits – Offered by some provinces like Ontario and Quebec
- Guaranteed Income Supplement (GIS) – For seniors receiving Old Age Security (OAS)
- Check out all your benefit entitlements at the Canada Benefits Finder.
FAQs On Big GST Boost Coming in 2025
Q1: Do I need to reapply for the GST/HST credit every year?
A: No. As long as you file your taxes annually, the CRA will reassess your eligibility each year.
Q2: How is the GST credit amount calculated?
A: It’s based on your net family income, marital status, and number of dependent children. The CRA uses a formula updated annually with inflation.
Q3: What if I move or change banks?
A: Log into your CRA My Account to update your address and direct deposit info immediately.
Q4: Can I get back payments if I missed prior years?
A: Yes, you may receive retroactive payments if you were eligible and file returns for previous years.
Q5: Will the GST/HST credit affect other benefits?
A: No, it is non-taxable and does not reduce other federal or provincial benefits.
