Filipino Families Can Now Claim: Many Filipino families are looking for ways to receive financial support as living costs rise in 2025. While there is no single program offering a direct payout of ₱20,000 to ₱60,000 in one go, several government initiatives offer aid within this range for specific purposes such as education, welfare, and emergency assistance.
Below is a comprehensive guide to these available financial aid programs in the Philippines, who qualifies, and how you can apply.
Filipino Families Can Now Claim
| Program Name | Aid Amount | Eligibility | Application Channel | Official Website |
|---|---|---|---|---|
| Ayuda sa Kapos ang Kita Program (AKAP) | ₱5,000 (One-time) | Families earning below ₱23,000/month | DSWD registration | dswd.gov.ph |
| CHED Scholarship | ₱20,000–₱60,000/year | Students with high GWA, Filipino citizens | CHED regional offices | ched.gov.ph |
| OWWA Scholarships (EDSP/ODSP) | ₱20,000–₱60,000/year | OFW dependents, exam passers | OWWA offices | owwa.gov.ph |
| SSS Educational Loan | Up to ₱20,000/semester | SSS members earning < ₱25,000 | SSS branch or online | sss.gov.ph |
While headlines may suggest huge cash giveaways, the truth is more nuanced. Filipino families can access up to ₱60,000 in aid, but it’s typically tied to specific conditions like education, income level, or OFW status. By understanding these programs and applying through proper channels, families can ease their financial burdens significantly.
Ayuda sa Kapos ang Kita Program (AKAP)
The AKAP Program is a government-initiated relief package targeting families with limited income who do not yet qualify for other government welfare programs.
Who Can Apply?
- Families with a monthly income below ₱23,000
- Must not be beneficiaries of other financial aid (e.g. 4Ps)
- Must be registered in the DSWD Listahanan database
How Much Aid?
- A one-time payment of ₱5,000 to qualifying households
How to Apply
- Visit your barangay hall or local DSWD office
- Present valid ID, proof of income, and household details
- Fill out the AKAP application form and wait for SMS confirmation
Commission on Higher Education (CHED) Scholarships
For students from low- to middle-income families, CHED provides annual scholarships ranging from ₱20,000 to ₱60,000 depending on merit and economic status.
Eligibility Requirements
- Must be a Filipino citizen
- General Weighted Average (GWA):
- 96% and above (Full Merit)
- 93% to 95% (Half Merit)
- Must belong to special sectors (e.g., PWDs, Indigenous People, underprivileged)
Financial Support Includes:
- Tuition and miscellaneous fees
- Book allowance
- Monthly living allowance
How to Apply
- Submit application through CHED Regional Offices or official website
- Required documents: Form 138, Certificate of Indigency, Valid ID
OWWA Scholarships for OFW Dependents
If you’re a dependent of an Overseas Filipino Worker (OFW), you might be eligible for generous scholarships under OWWA.
Two Key Programs
- EDSP (Education for Development Scholarship): ₱60,000/year for top-performing dependents
- ODSP (OFW Dependent Scholarship): ₱20,000/year for OFWs earning less than $600/month
Requirements
- Must be a dependent of an active OWWA member
- Pass the DOST national qualifying exam (for EDSP)
- Meet income eligibility (for ODSP)
Application Steps
- Visit the nearest OWWA office or apply via https://owwa.gov.ph
- Prepare Form 137/138, Certificate of Good Moral Character, and OFW documents
Social Security System (SSS) Educational Assistance Loan Program (EALP)
The SSS provides low-interest student loans to help with college or vocational education.
Loan Details
- Up to ₱20,000 per semester for degree courses
- Interest: 3% per annum
- Repayment starts after graduation; 5-year term
Eligibility
- Active SSS member with at least 36 contributions
- Monthly income below ₱25,000
- Beneficiary must be enrolled in a CHED- or TESDA-accredited school
Application Guide
- Visit your SSS branch or apply via https://www.sss.gov.ph
- Submit SSS Form EALP, school certificate, and ID documents
Other Notable Government Aid Programs
- Pantawid Pamilyang Pilipino Program (4Ps): Monthly cash transfer for extremely poor families
- TESDA Training Vouchers: Financial help for short-term skills training
- TUPAD (DOLE): Cash-for-work program for displaced workers
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FAQs on Filipino Families Can Now Claim
1. Is there really a government aid giving ₱60,000 to every family?
No. There is no single direct cash grant of ₱60,000 for all families. However, students or OFW dependents can receive aid within that range through scholarships.
2. Can I apply for more than one program?
Yes, but you cannot receive the same benefit twice. For example, a CHED scholar cannot also receive the same support from OWWA.
3. How will I know if my AKAP application was approved?
The DSWD will notify approved applicants via SMS or barangay officials.
4. Can I get educational help if my parent is not an OFW?
Yes. You may qualify for CHED or SSS educational support if you meet their requirements.
