Finance

Massive Motability Scheme Update – Disability Benefit Claimants Must See This!

In 2025, the Motability Scheme has introduced key updates: the £750 New Vehicle Payment has ended, Advance Payments have increased, and support for electric vehicles has expanded. With over 800 models to choose from and all-inclusive leases, this vital programme continues to offer independence and affordability to disabled individuals. Learn who’s eligible, what’s new, and how to apply at motability.co.uk.

By Saloni Uniyal
Published on

Massive Motability Scheme Update: The Motability Scheme, a critical support system for more than 800,000 disabled people in the UK, is undergoing major updates in 2025. If you or someone you care for receives a disability benefit and relies on the Motability Scheme to maintain independence and mobility, it’s essential to understand what’s changing. From price adjustments to eligibility requirements and new support for electric vehicles (EVs), these changes will affect new and existing users alike.

Massive Motability Scheme Update
Massive Motability Scheme Update

Whether you’re a long-time scheme user or thinking about joining for the first time, this guide will help you navigate the 2025 updates with clarity and confidence.

Massive Motability Scheme Update

FeatureDetails
EligibilityPIP (Enhanced Mobility), DLA (Higher Mobility), AFIP, WPMS, Scottish ADP/CDP
New Vehicle Payment£750 payment ended 3 Jan 2025 for new customers
Advance PaymentsIncreased on petrol/diesel vehicles; EVs see better value
EV BenefitsFree chargepoint installation or bp pulse subscription
Misuse InvestigationsOver 35,000 checks in 2024; 5,300 users removed
Vehicle Options800+ models including electric and Wheelchair Accessible Vehicles (WAVs)
Lease IncludesInsurance, servicing, tyres, breakdown cover, windscreen repair
Mileage Allowance60,000 miles (cars), 100,000 miles (WAVs) over 3 years
Official Websitehttps://www.motability.co.uk

The 2025 Motability Scheme updates reflect the evolving needs of users and the UK’s broader shift toward sustainability. While the end of the £750 vehicle payment and higher Advance Payments may pose short-term challenges, expanded support for electric vehicles, continued full-service packages, and strengthened anti-misuse policies ensure the scheme remains robust and valuable.

If you’re eligible, don’t delay—explore your options and take advantage of a scheme that promotes freedom, mobility, and independence for thousands of UK residents. For full details and updates, visit https://www.motability.co.uk

What Is the Motability Scheme?

The Motability Scheme enables people with mobility impairments to lease a brand-new car, scooter, powered wheelchair, or Wheelchair Accessible Vehicle (WAV) using part or all of their mobility allowance. The lease includes a fully maintained package—covering insurance, MOT, servicing, tyres, breakdown cover, and more.

Since its launch in 1977, the scheme has transformed lives by providing freedom of movement to people who might otherwise struggle with transportation. Today, it continues to adapt by expanding vehicle options and supporting greener transport like electric cars.

Who’s Eligible for the Scheme in 2025?

To qualify for the Motability Scheme, you must receive one of the following qualifying mobility allowances:

  • Personal Independence Payment (PIP) – Enhanced rate of the mobility component
  • Disability Living Allowance (DLA) – Higher rate of the mobility component
  • Armed Forces Independence Payment (AFIP)
  • War Pensioners’ Mobility Supplement (WPMS)
  • Scottish Adult Disability Payment (ADP) – Enhanced rate mobility (Scotland only)
  • Child Disability Payment (CDP) – Higher rate mobility (Scotland only)

You must have at least 12 months remaining on your benefit award when applying. Learn more and check eligibility here: Motability Allowances

Financial Changes in 2025

End of the £750 New Vehicle Payment

In recent years, new customers received a £750 New Vehicle Payment to help with upfront costs. However, this offer ended on 3 January 2025 for new customers. If you joined before that date, you’ll still be eligible for it. The payment was a one-off and not intended to be recurring.

Rise in Advance Payments

Advance Payments—the upfront cost for specific vehicle models—have increased, especially for petrol and diesel vehicles, due to inflation and rising manufacturing costs.

Example Advance Payments:

  • Vauxhall Mokka Ultimate (Petrol): From £199
  • Nissan Qashqai Acenta Premium (Petrol): From £499
  • Toyota bZ4X Pure (Electric): From £1,695

To explore current pricing: Motability Scheme Price List

Despite these changes, the scheme remains one of the most cost-effective leasing options in the UK when considering all the services included.

Embracing Electric Vehicles (EVs)

As the UK prepares to phase out new petrol and diesel car sales by 2035, Motability is expanding support for electric vehicles.

EV Benefits Include:

  • Free home chargepoint installation for eligible customers
  • Free 3-year bp pulse subscription, giving access to over 50,000 charging stations
  • Motability Go Charge card for easy public EV charging

Over 70,000 customers now drive electric vehicles through the scheme—a figure expected to double in the next two years. Explore EV options: Motability EV Hub

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Tackling Misuse of the Scheme

Motability takes misuse seriously. In 2024 alone:

  • 35,899 misuse cases were investigated
  • 5,300 customers were removed from the scheme

Misuse includes allowing unauthorised drivers to operate the vehicle, using the vehicle for commercial purposes without approval, or not living at the registered address.

To protect the scheme:

  • Users can nominate up to three named drivers
  • Policy reviews may reduce misuse and increase fairness
  • More on policy updates: Financial Times

What’s Included in the Lease Package?

Your 3-year lease includes:

  • Comprehensive insurance for up to three drivers
  • Annual servicing and MOTs
  • Tyre and windscreen replacements
  • 24/7 breakdown cover (RAC)
  • Mileage: 60,000 miles for standard cars, 100,000 miles for WAVs
  • This all-in-one package eliminates hidden costs and simplifies budgeting for vehicle owners.

Massive Motability Scheme Update Apply for the Motability Scheme

  • Confirm Eligibility: Ensure you receive a qualifying mobility allowance.
  • Explore Vehicle Options: Use Motability’s online search tool
  • Visit a Motability-Accredited Dealer: Test drive and discuss your needs
  • Place Your Order: Submit paperwork and wait for delivery (timing varies by model)
  • Assistance is available at every step through your dealer and Motability’s customer service team.

FAQs On Massive Motability Scheme Update

Q1: Can I still join the scheme if my benefit ends soon?

A: You must have at least 12 months remaining on your mobility award when you apply.

Q2: What if I want to use the car for work?

A: Commercial use requires permission. Complete a Business Use Application Form available through RSA Motability.

Q3: Are vehicle adaptations available?

A: Yes, a wide range of adaptations—including hand controls and wheelchair hoists—are available, many at no extra cost.

Q4: Can I get a car delivered?

A: Yes, but delivery policies vary by dealership. Discuss this with your dealer at the time of order.

Q5: What happens at the end of the 3-year lease?

A: You can either:

  • Extend your lease (if eligible)
  • Exchange for a new vehicle
  • Return the vehicle and end the agreement

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