$3,267 Singapore Workfare Income Supplement 2025: If you’re a lower-income worker in Singapore in 2025, there’s a valuable financial support scheme that can make a noticeable difference to both your monthly income and long-term savings. The $3,267 Singapore Workfare Income Supplement (WIS) for 2025 is a cornerstone of the government’s social support strategy to uplift and encourage lower-wage employment.
With rising living costs and an evolving job market—especially for self-employed and platform-based workers—the WIS provides direct financial benefits through cash payouts and Central Provident Fund (CPF) contributions. It not only helps to alleviate day-to-day expenses but also ensures that workers continue building their CPF savings for retirement and healthcare.
Whether you are an employee in a lower-wage job, a self-employed cleaner, or a delivery partner working with platforms like Grab or Deliveroo, WIS ensures you are recognized and supported.
$3,267 Singapore Workfare Income Supplement 2025
| Category | Details |
|---|---|
| Maximum WIS in 2025 | Up to S$3,267/year (for eligible platform workers and SEPs aged 60 & above or persons with disabilities) |
| Eligibility Age | Minimum 30 years (no age restriction for persons with disabilities) |
| Monthly Income Cap | Gross monthly income not exceeding S$3,000 |
| Annual Value of Home | Must not exceed S$21,000 |
| Property Ownership | Must not own more than one property |
| CPF Requirement (SEPs) | Must declare Net Trade Income (NTI) and make MediSave contributions |
| Payout Schedule | Monthly (for employees/platform workers), Annually (for SEPs) |
| Official Website | CPF WIS Information Page |
Singapore’s Workfare Income Supplement Scheme for 2025 reflects the government’s commitment to inclusive growth and social equity. By supporting lower-income workers through monthly and annual payouts, and by contributing to CPF savings, the WIS ensures every dollar earned by workers goes further—not just today, but into their retirement years.
Take proactive steps: file taxes, contribute to CPF, monitor your eligibility, and update your bank details. These simple actions can help you maximise your benefits. For complete, updated information, visit the official CPF WIS page.
What Is the Workfare Income Supplement Scheme?
The Workfare Income Supplement (WIS) was introduced in 2007 and has since become a critical program in Singapore’s social policy. It supports low-wage workers, encouraging them to stay in the workforce while securing their future through CPF savings. In addition to direct cash transfers, WIS complements other initiatives such as the Silver Support Scheme and Progressive Wage Model.
WIS is specially tailored for:
- Older employees who may face barriers to employment
- Self-employed individuals in informal sectors
- Platform-based workers engaged in ride-hailing, delivery, and freelance gigs
WIS recognises their contributions and provides tangible financial help through structured payouts and CPF support.
Detailed Eligibility Criteria for WIS 2025
To qualify for the WIS payout in 2025, applicants must meet several conditions, depending on their employment category.
For Employees and Platform Workers:
- Must be a Singapore Citizen
- Aged 30 or older as of 31 December 2025 (persons with disabilities are exempt from this age requirement)
- Have an average gross monthly income not exceeding S$3,000
- Reside in a property with an Annual Value (AV) not exceeding S$21,000
- Must not own more than one property
- For married applicants: Your spouse’s assessable income must not exceed S$70,000, and both spouses should not jointly own more than one property
For Self-Employed Persons (SEPs):
- Must meet all the conditions above
- Additionally, must declare Net Trade Income (NTI) for 2025 to IRAS
- Must make MediSave contributions based on declared NTI
These criteria ensure that the scheme targets those who need the support most, while promoting long-term financial planning.
CPF Contribution Requirements for SEPs
Unlike employees and platform workers who have CPF contributions made on their behalf by employers or platform operators, SEPs must actively contribute to their own MediSave accounts.
Required Contributions by Age (if NTI is S$6,000 or less):
- Ages 30–34: S$240
- Ages 35–44: S$270
- Ages 45–49: S$300
- Ages 50 and above: S$315
For incomes above S$6,000, contributions are calculated based on a percentage of income, as prescribed by the CPF Board.
Timely MediSave contributions and NTI declaration must be completed by 31 March 2026 to receive the 2025 WIS payout.
Breakdown of WIS Payout Amounts by Age Group
| Age Group | Employees (Max) | SEPs/Platform Workers (Max) |
|---|---|---|
| 30–34 | S$2,450 | S$1,633 |
| 35–44 | S$3,500 | S$2,333 |
| 45–59 | S$4,200 | S$2,800 |
| 60 & above / PwDs | S$4,900 | S$3,267 |
These values represent combined annual payouts, including both cash and CPF contributions. The exact amount depends on your monthly income, declared trade income (if SEP), and CPF contributions.
Payment Timeline and Frequency
For Employees and Platform Workers:
- Payments are made monthly
- Each payment corresponds to work done two months prior
- For example:
- January work → March payout
- February work → April payout
- March work → May payout
This monthly schedule ensures steady support throughout the year.
For SEPs:
- Payout is annual, made by end-April 2026
- To qualify:
- Declare NTI for 2025
- Make required MediSave contributions by 31 March 2026
Distribution of WIS Payout: Cash vs CPF
The WIS payout is allocated across cash and CPF contributions, depending on employment type:
Employees:
- 40% in cash (direct bank transfer)
- 60% to CPF (Ordinary Account and MediSave)
SEPs and Platform Workers:
- 10% in cash
- 90% to CPF MediSave
This structure balances short-term spending needs with long-term savings goals.
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$3,267 Singapore Workfare Income Supplement 2025 Apply and Receive WIS
No Application Needed for Employees and Platform Workers:
- Eligibility is automatically assessed by CPF Board
- Ensure your CPF contributions are timely and complete
SEPs Must:
- Declare your Net Trade Income via the IRAS myTax Portal
- Make the appropriate MediSave contributions
- Keep bank account information up to date via GovPayouts
Useful Tools and Resources
- WIS Calculator: Estimate your payouts at the CPF Workfare Calculator
- CPF Mobile App: Monitor your contributions, CPF balances, and WIS receipts on the go
- IRAS myTax Portal: For NTI declarations and tax filing history
- GovPayouts Portal: Update payment details securely and easily
FAQs On $3,267 Singapore Workfare Income Supplement 2025
Q1: What happens if I turn 30 in December 2025?
A: You’ll still be eligible as long as you meet the age requirement by 31 December 2025.
Q2: Is WIS payment automatic for platform workers?
A: Yes. Platform operators contribute to CPF monthly, and eligibility is determined by the CPF Board.
Q3: I work irregular hours. Will I still qualify?
A: Yes, as long as your average monthly income for the year is within the cap of S$3,000.
Q4: Are WIS benefits taxable?
A: No. WIS payouts are not taxable and need not be declared in your annual income tax return.
Q5: Can I benefit from both WIS and other support schemes?
A: Absolutely. WIS is complementary to other schemes like Silver Support and ComCare.
