Finance

Stimulus Checks Delayed for Millions on SSI, SSDI & Social Security—Check New Payment Dates

Stimulus checks are not coming in April 2025 for Social Security recipients, but regular payments are on schedule. This guide breaks down the exact SSI, SSDI, and retirement payment dates, recent COLA increases, and the impact of the Social Security Fairness Act. Learn how to avoid delays, prevent scams, and track your payment status using the my Social Security account and official SSA resources.

By Saloni Uniyal
Published on

Stimulus Checks Delayed: As of April 2025, millions of Americans relying on Social Security, SSDI, and SSI are still wondering: Are new stimulus checks coming or being delayed again? While no official new stimulus checks have been announced by the federal government so far this year, confusion remains about whether delays are happening or if changes in scheduled Social Security payments are a sign of new disbursements.

Stimulus Checks Delayed for Millions on SSI, SSDI & Social Security—Check New Payment Dates
Stimulus Checks Delayed for Millions on SSI, SSDI & Social Security—Check New Payment Dates

This comprehensive guide breaks down the April 2025 Social Security payment schedule, explains why stimulus checks are not expected at the moment, and gives you practical tips to ensure you receive your benefits on time.

Stimulus Checks Delayed

DetailsDescription
TopicApril 2025 Social Security, SSDI, and SSI payments
Stimulus StatusNo new stimulus approved as of April 2025
COLA Increase2.5% COLA applied in January 2025
Average Monthly Payment~$1,976 (retirement), higher for SSDI with WEP/GPO repeal
April 2025 Payment DatesApril 1, 3, 9, 16, and 23 (based on birthdate)
Who Gets Paid WhenSSI, SSDI, Retirement, Survivor Benefits
Helpful Toolmy Social Security Account
Official Sourcessa.gov

While no new stimulus checks are being sent to Social Security recipients in April 2025, regular benefits continue as scheduled, with notable increases from the 2025 COLA and the repeal of WEP and GPO provisions. If you’re on SSI, SSDI, or retirement benefits, now is the time to check your payment schedule, verify your direct deposit, and ensure you’re getting what you’re owed.

Why There Are No New Stimulus Checks in April 2025

Let’s address the elephant in the room: Is a stimulus check on the way for Social Security recipients?

Short answer: No, not at this time.

Despite online rumors and viral posts, the federal government has not authorized any new stimulus payments for 2025. Unlike in 2020-2021, when the pandemic triggered three rounds of Economic Impact Payments (EIPs), there is currently no Congressional legislation providing new checks to Social Security recipients.

According to the U.S. Treasury and IRS, any future stimulus efforts would need to pass through both chambers of Congress and be signed by the President.

Social Security Payment Schedule for April 2025

Even if stimulus checks are not arriving, regular Social Security payments are still being disbursed.

Here’s the official SSA payment schedule for April 2025, based on beneficiary categories:

SSI and Early Social Security Recipients

  • April 1: SSI recipients (typically paid on the first of each month)
  • April 3: Social Security recipients who began benefits before May 1997

Recipients Paid by Birth Date

For those who started receiving Social Security after May 1997, payment dates depend on your birth day:

Birthday Falls OnPayment Date in April 2025
1st–10thApril 9
11th–20thApril 16
21st–31stApril 23

These dates apply to:

  • Retirement benefits
  • Social Security Disability Insurance (SSDI)
  • Survivor benefits

Stimulus Checks Delayed: How Much Are You Getting? (COLA and Payment Amounts)

Starting January 2025, Social Security recipients received a 2.5% Cost-of-Living Adjustment (COLA).

COLA Increase Details

  • Average Retirement Benefit (2025): $1,976/month
  • SSDI Average: ~$1,537/month (varies)
  • SSI Maximum (individual): $943/month
  • SSI Maximum (couple): $1,415/month

The Big Boost: Social Security Fairness Act of 2025

While there are no stimulus checks, many beneficiaries did see a large boost in their checks earlier this year.

Thanks to the Social Security Fairness Act, passed in January 2025:

  • The Windfall Elimination Provision (WEP) was repealed.
  • The Government Pension Offset (GPO) was also repealed.

Impact on Payments

  • WEP-affected recipients saw increases averaging $360/month.
  • GPO-affected spouses received boosts of $700/month or more.

Stimulus Checks Delayed: How to Ensure You Get Paid on Time?

Payment delays are rare but can happen due to banking issues, holidays, or account mismatches.

Follow these steps to avoid delays:

1. Use Direct Deposit

  • This is the fastest and safest method to receive your money.
  • Update your bank details at ssa.gov/myaccount.

2. Check My Social Security Account

  • Set up an account to:
    • View payment history
    • Track upcoming payments
    • Report issues or changes
3. Contact SSA if Late
  • Call: 1-800-772-1213 (M–F, 8am–7pm)
  • TTY: 1-800-325-0778
  • Visit a local SSA office (check online for hours)

Common Scams to Watch Out For

When news of “delayed payments” or “stimulus checks” spreads, so do scams. Here’s how to protect yourself:

  • Never share your SSN or bank info over the phone or by email.
  • Ignore calls or texts claiming you need to “claim your stimulus.”
  • Always verify info at ssa.gov or irs.gov.

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FAQs on Stimulus Checks Delayed

Q1. Are new stimulus checks coming in April 2025?

No, there are currently no new stimulus checks approved by the federal government for 2025.

Q2. Why did my Social Security payment amount change in 2025?

You likely received the 2.5% COLA increase or a boost due to the repeal of WEP/GPO under the Social Security Fairness Act.

Q3. What if I didn’t receive my check on the scheduled date?

Wait 3 business days, then call the SSA at 1-800-772-1213 or check your my Social Security account online.

Q4. How can I get my payment faster?

Enroll in direct deposit via ssa.gov/my account for faster disbursement.

Q5. Where can I verify payment information?

Always use official sources like:

  • ssa.gov
  • irs.gov
  • Your my Social Security account

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