Your Social Security Tax Form Is Ready: If you received Social Security benefits in 2024, it’s time to prepare for tax season—and that starts with getting your Form SSA-1099, also known as the Social Security Benefit Statement. This important tax document reports the total amount of benefits you received during the year and is crucial for completing your 2025 federal income tax return.
Whether you file your own taxes or rely on a professional, having your SSA-1099 in hand ensures you report your income accurately and stay in compliance with IRS rules. Thankfully, accessing this form is easier than ever, and in this article, we’ll walk you through everything you need to know—step-by-step.
Your Social Security Tax Form Is Ready
| Feature | Details |
|---|---|
| Form Name | SSA-1099 (Social Security Benefit Statement) |
| Purpose | To report total annual Social Security benefits received for tax filing |
| Who Receives It | Anyone who received Social Security (not SSI) in the previous year |
| Availability Date | Mailed by January 31, 2025; Online from February 1, 2025 |
| Where to Get It | my Social Security account, phone request, or local SSA office |
| Useful Link | ssa.gov |
| Replacement Access | Available online for the past six years |
| Exclusions | SSI recipients do not receive SSA-1099 forms |
Receiving your SSA-1099 form marks the start of tax season for Social Security beneficiaries. Whether you plan to file independently or use a tax advisor, having this document ready is crucial to accurate and timely tax filing.
Thanks to online services, it’s easier than ever to view, print, or request your SSA-1099. If you haven’t already checked your mailbox or signed in to your my Social Security account, now is the time to take action. For full details and secure access, visit the SSA’s official tax form resource center.
What Is the SSA-1099 Form and Why Is It Important?
The SSA-1099 is an IRS tax form that reports how much Social Security income you received in the prior year. You’ll use the information from this form to fill out your federal tax return.
It includes:
- Total gross benefits paid to you
- Any adjustments for repayments
- The net benefits you actually received
This form helps determine how much of your Social Security income is taxable—which can vary based on your total income and filing status.
Who Doesn’t Get an SSA-1099?
If you receive Supplemental Security Income (SSI) only, you will not receive this form because SSI is not taxable and does not need to be reported on your tax return. For more official information, visit the Social Security Administration’s SSA-1099 page.
Get Your SSA-1099: Your Social Security Tax Form Is Ready Guide
There are several easy ways to get your SSA-1099 form, whether you prefer digital access or a paper copy mailed to your home.
Option 1: Online via Your my Social Security Account
This is the fastest and most convenient method.
Steps:
- Go to ssa.gov/myaccount
- Sign in or create a my Social Security account.
- Click “Replacement Documents.”
- Select “SSA-1099/1042S Tax Form.”
- Download, save, or print your form.
Option 2: Call Social Security
If you prefer phone service:
- Call 1-800-772-1213 (TTY: 1-800-325-0778)
- Say “1099” when prompted
- Follow the voice instructions to request a mailed copy
Option 3: Visit a Local Social Security Office
You can request a copy in person at your local SSA office.
- Find a location: ssa.gov/locator
- Bring valid photo ID
- Walk-ins are welcome, but appointments are recommended during tax season
Important Tax Dates for SSA-1099
Here are key deadlines to keep in mind:
- January 31, 2025: SSA-1099 mailed to beneficiaries
- February 1, 2025: Forms available online via my Social Security
- April 15, 2025: Deadline to file your federal tax return
Practical Tips for Using Your SSA-1099
1. Compare with Your Records
Make sure the numbers match your bank deposit records. If something looks off, contact the SSA immediately.
2. Know When Benefits Are Taxable
Generally, Social Security income becomes partially taxable if your income exceeds:
- $25,000 (single filers)
- $32,000 (married filing jointly)
Up to 85% of your benefits may be taxed depending on your other income sources.
3. Use Tax Software or a Tax Professional
Most modern tax prep software asks for your SSA-1099 and inputs it automatically. If your finances are complex, a professional can help avoid errors.
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Understanding SSA-1042S: The International Equivalent
If you are a non-U.S. citizen or a resident living abroad, you may receive Form SSA-1042S instead of SSA-1099. This form reports Social Security income paid to non-residents, and may include any tax withheld.
Just like SSA-1099, you can access your SSA-1042S online through your my Social Security account or request it by phone or in person.
FAQs On Your Social Security Tax Form Is Ready
Q1: What if I lost or never received my SSA-1099?
You can:
- Download it from my Social Security
- Call 1-800-772-1213 and request a replacement
- Visit your local SSA office
Q2: Do I need this form if I’m not required to file taxes?
Not necessarily. But it’s good practice to keep it for your records or future proof of income.
Q3: Can I access forms for prior years?
Yes. Online accounts allow you to access SSA-1099 forms for the last six years.
Q4: What if I receive both Social Security and SSI?
Only your Social Security income will appear on the SSA-1099. SSI is not reported on this form and is not taxable.
Q5: I’m a caregiver—can I get the form on behalf of someone else?
If you are an authorized representative payee, you can access tax forms for your beneficiary by contacting the SSA or using their online portal if authorized.
Key Takeaways and Security Tips
- Never share your SSA-1099 on social media—it contains personal data.
- Store digital and physical copies in secure locations.
- Report suspicious emails or calls pretending to be from Social Security to the Office of the Inspector General.
- Keep your my Social Security login credentials secure and update your password regularly.
